You may want to complete a copy of your own most recent ITR one provides a good BIR stamp. I do believe because of it you to definitely, you are going to need to visit your RDO to obtain stamped.
While a good freelancer or operator, you might fill in a copy of your own audited ITR and BIR stamp. We didn’t try out this you to definitely while the I was not the one who taken out the mortgage and i don’t contribute to become co-debtor, however, In my opinion this would indicate bringing your current ITR, and just to be on the safe front side, their accounting instructions, towards RDO.
When you are working, you may choose to fill in the authoritative a month shell out slip dated at the least three months just before time of application. Jay chose to submit about three so you’re able to close the offer, haha! The guy including registered their COE together with them.
That is towards the initial step. Pag-IBIG usually evaluate your distribution to check on your eligibility to use to possess property financing.
Once you have filed these types of documents on the internet, you’ll receive a contact compelling one purchase this new control fee. I paid Php 1,000. Make sure that you print-out a duplicate of your own confirmation of payment. You’re going to have to render that it so you can Pag-IBIG , plus the most other requirements, once you’ve come desired to see their office thanks to email address or a call.
Here you will find the data that you ought to give Pag-IBIG once you’ve started asked to submit your posts individually:
step 1. All new copies of one’s files your recorded from the basic procedure, with the exception of the fresh new selfie. You ought to supply their ID photocopied.
2. A duplicate of the Special Fuel out-of Lawyer for the agent. (In the event your proprietor is not on the Philippines)
The price of notarization is based on the assented selling price of the home specified on your own offer to sell.
They are going to plus ask when deciding to take the pictures together with your good ID again availableloan.net/loans/no-origination-fee-personal-loan/. This time, it could be their staff who’ll do the try.
Appraisal phase
Since the table administrator seems more your documents and notices zero inaccuracies, you’re requested to pay for assessment commission. I reduced Php dos,000.
We had been advised to attend having a call from off their workers concerning your agenda of the property assessment. What goes on throughout home assessment is because they will be sending agents to help you always check the house to see if it matches the simple and you will criteria.
It named three days just before it visited. This new appraisers was during the put by 8AM. They went in the, checked brand new dimensions and you will did not very talk to united states that much. They just ran to check for each and every place in the house.
Next which had been it. We had been advised to attend for their email address if or not the financing might have been accepted or otherwise not recognized; yet not, they currently cautioned us the home we were seeking to pick was lacking step 1 meter in width to their requirements.
Loan Refused
I gotten a message off Pag-IBIG formally stating that the latest sized our house did not meet its conditions, and that was one. That has been the conclusion the sense……for now.
We thought turning in a letter out-of reconsideration, although current email address obviously stated that we had to address the latest point and you may commit to deciding to make the requisite change, which i would not. So we had to take on our destiny and you may proceed.
Oh better, about you will find achieved an existence skills that individuals can include in the long run in order to train our very own students when it’s their turn-to get their house. We were, without a doubt, upset, but we’re going to remain all of our dreams up to i in the long run find the set we can call house.
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